Insights

Thinking That
Informs Action

Perspectives from the Lumiant team on AI, financial reporting, digital transformation, OFSAA, cybersecurity, and compliance. Written for practitioners, not generalists.

AI & Machine Learning

Featured Article

· 10 min read

How AI Is Reshaping the Advisory Industry — and What It Means for Clients

AI is not replacing advisory judgment — it is amplifying it. We examine how AI-augmented delivery changes the speed, depth, and accuracy of consulting engagements across finance, compliance, and technology.

OFSAA Consulting
14 min

OFSAA Implementation: The Eight Decisions That Determine Success

Oracle Financial Services Analytical Applications is a powerful platform. Most implementations that fail do so in the design phase — not the build phase. We examine the critical early decisions that define the outcome.

Digital Transformation
11 min

Digital Transformation: Why Strategy Must Come Before Technology

Most digital transformation programmes that fail do so in the strategy phase, not the technology phase. The tools chosen rarely determine success. The clarity of purpose does.

IFRS Consulting
10 min

IFRS 17: What Every Insurer Still Needs to Address

IFRS 17 is live, but implementation quality varies dramatically across the sector. We examine the most common gaps we see in transition work — and what to do about them before the next reporting cycle.

ISO Certifications
8 min

ISO 27001:2022 — What's Changed and Why It Matters

The 2022 revision introduced 11 new controls and restructured the Annex A framework. For organisations certified under the 2013 version, the transition window is closing. Here is what to prioritise.

Cybersecurity Consulting
14 min

Zero Trust in Practice: A Framework for Enterprise Implementation

Zero Trust is widely discussed and rarely implemented well. We examine what a genuine ZTA deployment requires — beyond the marketing — including identity governance, microsegmentation, and continuous verification.

AI & Machine Learning
13 min

Building AI-Driven ECL Models Under IFRS 9

Machine learning offers significant advantages in expected credit loss modelling — particularly in forward-looking assumption generation and PD/LGD calibration. We walk through the architecture, governance requirements, and audit considerations.

Compliance Services
9 min

Building a Compliance Culture That Actually Works

Most compliance programmes focus on policies and controls. The organisations that sustain regulatory performance focus on something else entirely: the beliefs and behaviours of every person in the firm.

Infosec Trainings
7 min

Social Engineering: The Attack Vector Your Technology Cannot Fix

No firewall stops a convincing phone call. Social engineering remains the most consistently effective attack vector — and the only sustainable defence is a trained human layer.